Last updated: June 2025
Let's be clear: you're paying for my time and perspective. That's it. This isn't a registered business service with guarantees, warranties, or official anything. It's a conversation with someone who's figured some things out.
No tax invoices. No corporate structure. No legal entity promising you results. Just access to insights that most people never get to hear.
Not financial advice: I'll share what's worked for me, but I'm not your financial advisor. Make your own decisions with your own money.
Not legal advice: I'm not a lawyer. If you need legal counsel, hire one.
Not therapy: I'm not licensed to fix your head. I just share perspectives that might help you think differently.
Not guaranteed results: I can't promise you'll make money, find happiness, or solve all your problems. That's on you.
You pay, we talk. I share what I know. You take what's useful and ignore the rest. No refunds because you can't un-hear insights, and my time is already spent.
I reserve the right to decline working with anyone for any reason. If you're not a good fit, I'll tell you upfront rather than waste both our time.
Everything we discuss stays between us unless you explicitly ask me to share something publicly (like a testimonial).
I accept major cryptocurrencies because they're fast, borderless, and don't require traditional banking infrastructure. Payment is due before we start.
Crypto transactions are final. No chargebacks, no reversals. If you're not comfortable with that, this probably isn't for you.
I might update these terms if needed. If I do, I'll update this page. By continuing to work with me after changes, you're agreeing to the new terms.
This is simple: you're buying access to a conversation with someone who's built multiple businesses, lived internationally, and figured out how to navigate modern life without losing his soul. Take it or leave it.